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Read previewThis as-told-to essay is based on a conversation with Andy Collins, a 26-year-old software engineer from Chicago pursuing a professional esports career playing the first-person shooting game Valorant. Being a professional esports competitor wasn't the most well-known or traditional career path at the time. Valorant has only been out for four years, but its professional esports scene is rapidly growing in popularity. Even though I'm playing far fewer hours per day than before — I only spend around four hours after work each day playing other teams and strategizing for my weekly matches — I'm in my best-ever form. Are you a professional esports athlete and want to share your story?
Persons: , Andy Collins, didn't, would've, Valorant, — you've, DarkZero, Valorant esports, I'm, wasn't, I've Organizations: Service, Business, Robert Morris University ., Valorant's Challengers League, North American, League, , The Guard, Riot Games, DoorDash, Starbucks, Madison Locations: Chicago, United States, Austin, Valorant, mhall@businessinsider.com
Phillip Cho, a US Army sniper in the 11th Airborne Division based in Alaska. At sniper training, we focus on things like range estimation, target detection, and precision marksmanship, the last of which is the most heavily portrayed aspect in Hollywood movies. For me, the easiest part is probably shooting because I was already a good shot before I became a sniper. AdvertisementIn Week 3 of U.S. Army Sniper School, 35 students participate in the ghillie wash, which is designed to test the strength and durability of the suits as well as weather them. The MK-22 Precision Sniper Rifle sights view a target on the range at Joint Base McGuire-Dix-Lakehurst, New Jersey, Oct. 22, 2023.
Persons: , Phillip Cho, It's, Carrillo, you'd, Patrick A, Albright, Cho, Staff Sergeant Phillip Cho, I've, Michael Schwenk Organizations: Service, US Army, 11th Airborne Division, Business, Spc, U.S . Army Sniper School, Army, Maneuver, Excellence, Fort Benning Public Affairs, Staff, Winchester, Base McGuire, Dix, U.S . Army National Guard Locations: Alaska, Hohenfels, Germany, U.S, Lakehurst , New Jersey
If you've ever sent a message that said "hi" and nothing else, you may be guilty of "hey hanging." Some workers say the practice can cause anxiety and disrupt productivity. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . This story is available exclusively to Business Insider subscribers.
Persons: you've, Organizations: Service, Business
Although Americans' average credit scores recently dropped for the first time in a decade, many appear to be maintaining a relatively healthy score. The average credit score dipped by one point, from 718 to 717, according to FICO's March 6 blog post. Your FICO and VantageScore credit score can fall anywhere between 300 and 850, and a 717 score is considered to be "very good," according to the VantageScore model. Here are VantageScore's rankings and ranges:Very Poor: 300 to 499300 to 499 Poor: 500 to 600500 to 600 Good: 601 to 660601 to 660 Very Good: 661 to 780661 to 780 Exceptional: 781 to 850When you break down the average credit score by age, most Americans appear to have a good score as well. It's understandable that older generations tend to have higher scores since they've had a longer time to establish and maintain their credit.
Persons: they've Organizations: CNBC
Fiske, 24, was drafted by the Los Angeles Rams in the second round of the 2024 NFL Draft on Friday evening. "I had never been around that much money," Fiske told MarketWatch last month. Together, they've discussed "how my financial life is going to change" upon signing an NFL contract, Fiske noted. "I'm putting money into mutual funds, index funds, high-yield savings accounts and maybe exploring new investment opportunities, too," he said, adding: "I also have a Roth IRA ... But that doesn't mean he won't splurge on a fun purchase: He's an avowed fan of Nike's Air Jordan 1 sneakers, for example.
Persons: Braden Fiske, , Fiske, you've, they've, Roth, he's Organizations: Los Angeles Rams, Florida State University, FSU, NFL, Roth IRA, Air, Honda Accord, CNBC
Canceling Life Insurance
  + stars: | 2024-04-26 | by ( Ronda Lee | Alani Asis | Paul Kim | ) www.businessinsider.com   time to read: +11 min
How to cancel your life insurance policyCanceling a term life insurance policyThere are several ways to cancel a term life insurance policy. Alternatives to life insurance cancelationcanceling your life insurance policy isn't ideal if you have dependents who rely on your income for financial support. If you have a whole life insurance policy, look into reduced paid-up life insurance. Life insurance settlementIf you don't have a terminal diagnosis and you want to sell your term life insurance policy, you can apply for a life insurance settlement with a third-party provider instead of canceling your policy. Canceling life insurance FAQsWill I get any money back if I cancel my life insurance policy?
Persons: Lucas Siegel, Siegel, wouldn't, policyholders, you've Organizations: Internal Revenue Service
If ByteDance is actually forced to sell TikTok, it might not include the app's algorithm. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . What if the TikTok algorithm doesn't really matter that much? There's also another thing that could be a drag on TikTok that doesn't even have to do with the algorithm. Selling TikTok without the algorithm — whatever that actually means — is not ideal, but it might not be the one thing that sends TikTok down a path toward MySpace status.
Persons: TikTok, , ByteDance, that's, Bon, Meta, you've, Elon Musk, There's Organizations: Service, Ferrari Locations: Elon
"The Ellen Degeneres Show" ended in May 2022, two years after toxic workplace allegations surfaced. AdvertisementShe was supposed to go out with a bang, but Ellen DeGeneres' much-loved talk show instead went out with a whimper. Even years after the 2020 controversy and ending of "The Ellen DeGeneres Show," celebrities like Emily Ratajkowski have continued to question some of her behavior. Garrett, who has appeared on "The Ellen DeGeneres Show" multiple times, reshared Variety's article about the comedian's letter apologizing to staffers who felt disrespected. AdvertisementOctavia Spencer said all her experiences on 'The Ellen DeGeneres Show' have been 'supportive and fun'The actress, who's appeared on "The Ellen DeGeneres Show" numerous times over the years, issued a statement supporting DeGeneres via Instagram on August 13.
Persons: Ellen Degeneres, DeGeneres, , Ellen DeGeneres, Brad Garrett, Lea Thompson, Scooter Braun, Katy Perry, Emily Ratajkowski, Raymond, Garrett, reshared, hadn't, Garrett's, Thompson, didn't, Braun, Justin Bieber, Ariana Grande, she'd, Ellen, Portia de Rossi, De Rossi, Kris Jenner, Nacho Figueras, Brandi Carlile, Figueras, he'd, Jennifer Aniston, Jennifer Lopez, Michelle Obama, Pink, Sean Hayes, Lady Gaga, Oprah, Justin Timberlake —, Perry, Samantha Ronson, I've, Ronson, Diane Keaton, SHOW, Kevin Hart, Hart —, Ashton Kutcher, Kutcher, he's, Jerry O'Connell, de Rossi, O'Connell, Portia, Portia … Instagrammed, Jay Leno, Andy Richter, Ashley Nicole Black, who's, Howard Stern, Howard, Beth, Phoebe Bridgers, ellen, Octavia Spencer, Spencer, ELLEN, Sofia, Mariah Carey, Carey, that's, Steve Harvey, Jonathan Leibson, Harvey, I'd, Alec Baldwin, Baldwin, Ryan Phillippe, Phillippe, hasn't, NikkieTutorials, Nikkie de Jager, Degeneres, Tony Okunbowa, Taylor Swift's, Taylor Swift, Swift, She's, Ratajkowski, Elle Organizations: Service, Twitter, Los Angeles Times, @TheEllenShow, DJ, SHOW, Entertainment, ppl, TBS, Colombian, Us Locations: Argentine, British, Instagram, American
Many students take what's known as a gap year before attending college for a variety of reasons. While the practice is more common in the United Kingdom and other European countries, gap year interest is growing in the U.S., according to the nonprofit Gap Year Association. Others may take stock of their admission offerings and financial aid packages and decide they want to try their luck in the next application cycle. As many students and families anxiously await delayed financial aid offers due to hiccups in the Free Application for Federal Student Aid process, taking a gap year could help give some students more time to weigh their college decision. You also may be banned from applying to other colleges if your place is being held at one school.
Persons: Karen McCarthy, you've Organizations: Federal, National Association of Student Financial, CNBC Locations: United Kingdom, U.S
But I soon felt dependent, and I struggled to fall asleep after taking pre-workout. Around then, I noticed my workout friends talking about pre-workout supplements. After taking pre-workout in the early evening, I would stay awake until 1am or later. AdvertisementAccording to both my instructor and my colleague's reporting, taking pre-workout every time you exercise can get you in the habit of not listening to your body. I know I wouldn't have hit my deadlift goal without taking pre-workout (although, even with it, my performance was impacted).
Persons: , I'd, Rachel Hosie Organizations: Service
I was accepted into Duke, Columbia, and Yale, so I had to choose which one was right for me. Serious deliberation removed Columbia; it took a coin flip and following my gut to make up my mind. Being from a somewhat well-off family, I received substantial aid from Yale, Duke, and Columbia, but none offered me a full ride. Trust me, the coin flip worksI know it sounds stupid, but a coin flip is the best method for figuring out what school to go with if you've done everything you could but can't decide. You shouldn't follow through on what the coin flip says, but you should act like you will.
Persons: I'm, , Duke, Mordecai, Miles Organizations: Duke, Yale, Service, Columbia, Black Student Alliance Invitational, Duke Law Locations: Columbia, New York, Duke, North Carolina
But a majority of Supreme Court justices appear ready to hand the former president an immediate victory. Still, the Supreme Court justices do not appear likely to dismiss the former president's claims quickly, raising the likelihood that Trump may not face trial for trying to overturn the 2020 election before November. He drew his arguments from an earlier Supreme Court case that mapped the line for presidential immunity in civil matters. The Supreme Court weighs Trump's immunity claim. It is possible that the Supreme Court could rule that a more detailed review of Trump's conduct is best left to a lower court.
Persons: Donald Trump, , Trump, Jack Smith, Trump's, you've, Brett Kavanaugh, Sauer, Kavanaugh, Tanya Chutkan, Smith, Joe Biden, it's, John Sauer, Jabin, Samuel Alito, Alito, Amy Coney Barrett, Barrett, Michael Dreeben, Dreeben, Ketanji Brown Jackson, Jackson, John Roberts, Jackon, Justice Alito, Roe, Wade, Anthony Kennedy's, Hodges, Neil Gorsuch Organizations: Service, Trump, Washington, Getty Locations: DC, Dobbs v, Obergefell
I was working as a senior corporate banker right before I applied to be on "The Bachelorette." Throughout my career in corporate banking, I executed over $150 million in lending transactions. AdvertisementFive years after leaving the corporate world, I'm now worth between $4 and $5 millionTartick in 2023. Charles Sykes/Bravo via Getty ImagesWe just came off a massive book launch for "Talk Money to Me," where we went to eight cities. Jason Tartick's new book "Talk Money to Me" is in stores now.
Persons: , Jason Tartick, podcaster, It's, I'd, guardrails, Tartick, Craig Sjodin, You've, I'm, Becca wasn't, Becca Kufrin, Paul Hebert, — it's, Kaitlyn Bristowe, didn't, Jason, I've, that'll, Charles Sykes, Bravo, we've, Jason Tartick's Organizations: Service, Business, Disney, Entertainment, Getty, Rewire Talent Management Locations: KeyBank, America
Here are the responses from Jim Cramer and Director of Portfolio Analysis Jeff Marks. (Gary, Philadelphia) Jim Cramer: Go to Club holding Costco's website and buy gold. When we do see a lot of parabolic moves happening in the market that's usually a sign for us to start raising cash. (Sonny) Jim Cramer: Former President Donald Trump wants more defense. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade.
Persons: Jim Cramer, Jeff Marks, Wells, It's, They're, , Sonny, Donald Trump, Trump, Joe Biden, James, Johnson, That's, – Alibaba, Eaton, Michael, you've, Anthony, Dupont, Stanley Black, Decker, Eli Lilly –, that's, Nancy, Estee Lauder, they're, Gordon, Cash, Wynn, I'm, it's, Jim Cramer's, Jim Organizations: Investing Club, JPMorgan, Costco, Investing, Abbott Labs, Baidu, PDD Holdings, Bank of America, Nike, Trust, Jim Cramer's Charitable, CNBC Locations: North Carolina, Gary, Philadelphia, , Texas, Bob , Minnesota, Eaton
download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. This story is available exclusively to Business Insider subscribers. In an interview with the Stratechery Podcast, he offered three tips:Do your job well"Don't take your current job for granted," he said. Advertisement"It was pretty dramatic and I think the team did a fantastic job," McMillon said. Responses will be kept confidential, and Business Insider strongly recommends using a personal email and a non-work device when reaching out.
Persons: , Doug McMillon, he's, McMillon, doesn't, You've, bartenders, Dominick Reuter Organizations: Service, Business, Walmart Locations: South Dakota
But dating and relationships coach Anwar White says the secret to success for single women seeking a long-term partner is slightly more nuanced. Courtesy of Anwar WhiteIn dating, White said professional women should be more like CEOs because it helps them set boundaries. Like many other ambitious women, Sherri found herself balancing a "go with the flow" dating approach with her instinct as a professional to be hyper-organized — aka "intern energy." "Now I am the CEO of my dating life, and I control my schedule, control the pace of all my relationships." Unlike some friends outside the program, Sherri said she's not "burned out" by her dating life because she calls the shots.
Persons: , Anwar White, White, they're, you've, hasn't, it's, Sherri, Anwar, Janina Steinmetz, Sherri doesn't, she's Organizations: Service, Business Locations: Montreal, Washington , DC
We've put together everything you need to know about the tournament, including where to watch the Madrid Open live streams. Where to watch Madrid Open in the USAs is the case with most of the major ATP Tour events, the Madrid Open will air live on the Tennis Channel in the US. For cord-cutters, this means it's time to check out a live TV streaming package like Sling TV and Hulu + Live TV. Hulu + Live TV Hulu + Live TV includes over 90 channels, along with Hulu's on-demand library and access to Disney Plus and ESPN Plus. Shop at HuluWhere to watch Madrid Open in New ZealandSelect Madrid Open women's matches will air on TVNZ in New Zealand starting Sunday, April 28.
Persons: We've, Carlos Alcaraz, Wells, Alcaraz, Carlo Masters, you've, we've, you'll, Hulu's, ExpressVPN Organizations: Business, ATP, WTA, Madrid, Miami Open, WTA Tours, Tennis Channel, Hulu, ESPN, Disney, Tennis, Disney Plus, TVNZ, New Zealand Locations: Madrid, Hulu, New Zealand, New, Zealand
This is the Tesla Musk is selling to Wall Street, and he's telling anyone with doubts to stay away. "If somebody doesn't believe Tesla's going to solve autonomy, I think they should not be an investor in the company," Musk said on the earnings call. In a shareholder deck that Tesla published before the call, the company featured a "preview of ride-hailing in the Tesla app." At an AI Day in August 2021, Musk said Tesla would build a humanoid robot, now known as Optimus. "No matter what, even if I got kidnapped by aliens tomorrow, Tesla will solve autonomy, maybe a little slower but it would solve autonomy for vehicles at least," Musk said.
Persons: Tesla's, Elon Musk, Musk, Tesla, FSD, haven't, bodysuit, Optimus, SeongJoon Cho, you've, He's, Alex Potter, Piper Sandler, there's Organizations: Revenue, Auto, NBC News, California Department of Motor Vehicles, Optimus, Tesla Inc, Seoul Mobility, Bloomberg, Getty Images Bloomberg, Getty, Tesla, Microsoft, SpaceX Locations: California, Nevada, China, Goyang, South Korea, Tesla
Depending on your tax bracket at the time of withdrawal, your 401(k) money could be taxed at around 20% or 30%. Note that if you have a Roth 401(k), which is funded with after-tax dollars, you won't be taxed when withdrawing. The longer you can wait to touch your 401(k) money, the longer you'll delay owing taxes. Finally, there's the "non-taxable portion," he said, which would be money in accounts like a Roth 401(k), Roth IRA, and HSA. Or do they have a Roth IRA that they can take it from tax-free to benefit them?"
Persons: , Grant Neiland, there's, you'd, Roth, Neiland, you've Organizations: Service, Business, Carson Wealth, IRS, Roth IRA
Elon Musk doesn't think Tesla should be viewed as just another auto company. Musk told investors on Tuesday that Tesla's Optimus robots are its most valuable asset. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementTesla's Optimus robots could become the company's most valuable asset, says the company's CEO Elon Musk. "As I've said before, I think Optimus will be more valuable than everything else combined," Musk said in an earnings call on Tuesday.
Persons: Elon, Tesla, Musk, , Elon Musk, I've, you've Organizations: Optimus, Service
Owen Wilson reportedly turned down a $12 million role to star in a movie called "The Juice." According to The Hollywood Reporter, the film represents Simpson as innocent. AdvertisementOwen Wilson reportedly turned down an offer to star in a movie that represents O.J. Simpson in the murders of Nicole Brown Simpson and Ron Goldman as innocent — to the tune of $12 million. In 2020, the Hollywood Reporter, citing Newton's attorney Larry Caldwell, reported that "The Juice" (then titled "Nicole & O.J.")
Persons: Owen Wilson, Simpson, Wilson, Douglas McCann, , Nicole Brown Simpson, Ron Goldman, Charlotte Kirk, Brown, Boris Kodjoe, Joshua Newton, McCann, Newton, Everybody, Owen, you've, Goldman, Larry Caldwell, Nicole, O.J, Kirk, Kodjoe Organizations: Hollywood, Service Locations: Santa Monica, Bulgaria
How to Find a Life Insurance Policy
  + stars: | 2024-04-24 | by ( Liz Knueven | Alani Asis | Paul Kim | ) www.businessinsider.com   time to read: +12 min
To submit a life insurance claim, however, you'll need to know which life insurance company holds the person's policy. NAIC's Life Insurance Policy Locator ServiceIf you don't know the insurance company your deceased loved one has a policy with, the NAIC's Life Insurance Policy Locator Service can help with your search. What to do once you find a life insurance policyFiling a claimOnce you've identified the insurance company and retrieved the deceased's policy information, follow these steps to claim a found life insurance policy:Contact the insurance company: The insurer will provide the claims form and instructions. The closest living relative (e.g., spouse or child)The policy's beneficiaryEstate executors and TrusteesFinding life insurance policy frequently asked questionsHow can I determine what type of life insurance policy I need? Only the beneficiaries named in the policy or their legal representatives have the right to file a claim on a life insurance policy.
Persons: you've, Policygenius Organizations: National Association of Insurance, Social, National Association, Insurance, Financial
Read previewPlenty of context is required to understand why Taylor Swift and Kim Kardashian are paired in new headlines this week — especially since, to the public's knowledge, they haven't interacted in years. It all started when Kardashian released clips of a phone call between Swift and Ye, without Swift's knowledge or permissionTaylor Swift, Kanye West, and Kim Kardashian at the 2015 Grammys. Kardashian's footage shows the rapper reading Swift the original line, "I feel like Taylor Swift might owe me sex," which she approvingly described as "obviously very tongue-in-cheek." Swift also liked a BuzzFeed headline that argues, "Everyone Owes Taylor Swift An Apology," among others, including a fan-made "Taylor told the truth mood board." AdvertisementIn 2024, Swift's song Thank You Aimee' reignited interest in her fued with KardashianTaylor Swift and Kim Kardashian.
Persons: , Taylor Swift, Kim Kardashian, Swift, Aimee, aIMee, Kardashian, Kardashian's, Kanye West, Ye, Kanye, Larry Busacca, Pablo, Taylor, Beyoncé should've, Beyoncé, Tree Paine, KimExposedTaylorParty, egged, — Kim Kardashian, Rolling Stone, Kardashian Taylor Swift, Kevin Mazur, Dave J Hogan, Dimitrios Kambouris, WireImage, It's, I'm, you've, didn't, Nobody, Paine, Cassandra, Jeff Kravitz, Steve Granitz, FilmMagic Swift, KIM Organizations: Service, Department, Business, Swift, Guardian, Kanye, YouTube, WHO, World Health Organization, America, Poets Department
People with mental toughness exhibit a range of traits and qualities that make them more likely to be happy, successful people, including confidence, perseverance and resilience, research shows. Kids and adults alike can develop and hone mental toughness over time, researchers say. Here are four things parents can do to raise mentally strong children, according to psychologists and other parenting experts. The catchphrases should be short and easy to remember, according to Morin, who is also an author and host of The Verywell Mind Podcast. Teach them how — and when — to apologizeA key aspect of mental toughness is emotional intelligence, which includes empathy and self-awareness.
Persons: Amy Morin, Morin, Mary C, Murphy, you've, Wendy Suzuki, Michele Borba, we've, , they've Organizations: CNBC
A new social media trend is urging users to "look between" certain letters on their keyboard. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. That's because of a new trend that is enthralling — and irritating — thousands of users on X and other similar platforms. cheaters will tell you they love you and then their actions tell you to look between h and l on your keyboard. that's all we baggin' this year, trust — ً (@ahdebee) April 21, 2024look between Y and I on your keyboard, that’s all I want.
Persons: JK, , you've, Yui Hirasawa, — Kemi Marie, Jesus, ike Organizations: Service, 4chan, New England Patriots, Brands
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